A firm built around a simple idea: growing businesses deserve the depth of a full accounting team without the cost of building one in-house — and the modern tools to keep their books one step ahead.
Muhammad founded FRM Cornerstone after more than a decade of accounting and controller-level work across multi-million dollar operations — spanning merchandise distribution, mechanical contracting, plumbing, and HVAC.
Across his career, he's supported accounting for businesses ranging from $15M to $225M in revenue — including a 9-entity contractor group, multi-state mechanical contractors, and complex distribution operations. He's reconciled years of backlogged books from scratch and built the kind of internal controls that let businesses pass audits and bank reviews without losing sleep.
His mission with FRM Cornerstone: give growing businesses access to that same depth — at a fraction of the cost — by pairing U.S.-led expertise with an experienced offshore team and modern automation.
Every member of our firm — from bookkeeper to fractional controller — operates by the same three principles.
Every number handled with care. We catch what others miss, and we double-check our own work before it ever reaches you.
One firm. One standard. Every client. When something goes wrong, we own it. When something can be better, we fix it.
Ten-plus years of controller-level experience leading our engagements — and a team actively building AI fluency to stay ahead of how accounting is evolving.
Our team spans every stage of accounting — coordinated by U.S.-based leadership and backed by experienced offshore team leaders.
Founder & Principal
Your U.S.-based primary contact and final accountability for every engagement.
Team Leader
Leads day-to-day bookkeeping, reconciliations, and payroll workflows.
Team Leader
Leads accounting review, sales tax compliance, and year-end coordination.
Bookkeepers · Staff · Senior Accountants
Scalable capacity, hot-task coverage, and continuity during peak workloads.