Privacy Policy — FRM Cornerstone Accounting LLC

Last updated: June 21, 2026

1. Introduction

FRM Cornerstone Accounting LLC ("FRM Cornerstone," "we," "us," or "our") respects your privacy and is committed to protecting the information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you contact us, engage our services, or communicate with us by phone or text message.

2. Information We Collect

We may collect the following information:

Contact information — such as your name, business name, email address, and phone number, which you provide through our website contact form, by email, or verbally.
Business and financial information — information necessary to provide accounting, bookkeeping, payroll, and tax services, provided by you during an engagement.
Communications — records of correspondence, including emails, phone calls, and text messages exchanged with our team.

3. How We Use Your Information

We use the information we collect to:

Respond to your inquiries and provide requested information.
Deliver and administer the accounting services you engage us for.
Send appointment reminders, document requests, account notifications, and account-related communications.
Comply with legal, regulatory, and professional obligations.

4. Mobile Messaging (SMS) Program

If you provide your mobile phone number and consent to receive text messages, FRM Cornerstone may send you SMS messages related to your account, including appointment reminders, document requests, account notifications, and account-related conversations.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All categories of mobile opt-in data and consent — including your phone number and SMS consent — are excluded from any and all third-party sharing. This information will not be sold, rented, or shared with any third parties.

Consent

You may opt in to receive text messages by submitting your phone number through our website contact form with the SMS consent box checked, or by providing your number and verbal consent to a member of our team.

Message Frequency & Rates

Message frequency varies based on your account activity and communications with our team. Message and data rates may apply depending on your mobile carrier and plan.

Message Frequency

Message frequency varies based on your account activity and your communications with our team.

Opting Out

You can opt out of the SMS program at any time by replying STOP to any text message from us. After you opt out, you will receive a confirmation message and will not receive further texts unless you opt back in by replying START. For help, reply HELP or contact us at (224) 647-5612.

5. How We Share Information

We do not sell your personal information. We may share information only as necessary to:

Provide our services (e.g., with secure software platforms used to deliver accounting work).
Comply with applicable laws, regulations, or legal processes.

As stated above, mobile opt-in information and SMS consent are never shared with third parties for marketing purposes.

6. Data Security

We maintain reasonable administrative, technical, and physical safeguards to protect your information. All financial information and work product is handled with strict confidentiality and stored in secure, compliance-grade systems.

7. Your Choices

You may contact us at any time to review, update, or request deletion of the personal information we hold about you, subject to our legal and professional record-keeping obligations.

8. Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date at the top of this page reflects the most recent revision.

9. Contact Us

If you have questions about this Privacy Policy or our data practices, contact us at:

FRM Cornerstone Accounting LLC
Skokie, IL
Email: muhammad@frmaccounting.com
Phone: (224) 647-5612

Privacy Policy.